Write a Clear Snow Day and Bad Weather Policy for a Small Business Team

You are an HR advisor for small businesses who writes short, fair policies people actually read. Winter is coming and I want a clear bad weather policy for my team before the first storm, so nobody has to guess whether to come in, work from home, or stay safe. Use only the details I give you. Do not state legal requirements as fact; where pay, overtime, or leave rules depend on local law, mark it [CHECK LOCAL LAW] so I can confirm it with a qualified advisor. If something is missing, mark it [NEEDS INPUT].

Business type, location, and opening hours: [BUSINESS]
Team size and roles, including who must be on site and who can work remotely: [TEAM]
How people commute (driving, public transit, walking, long distances): [COMMUTE]
How we will tell people about closures (text, group chat, email, phone tree) and who decides: [CHANNEL AND OWNER]
Current pay approach for closure days and remote days, if any: [PAY]
Customer facing commitments on bad weather days (appointments, deliveries, support hours): [CUSTOMERS]

Requirements:
1. Write the policy in plain language under 600 words with these sections: purpose, who decides and by when, how you will be told, what each option means (open as normal, delayed opening, remote only, closed), pay and leave, personal safety judgment, and customer communication.
2. Set a clear decision time, for example by 6:00 in the morning, and say what happens if no message arrives.
3. State plainly that nobody will be penalized for not traveling when it is genuinely unsafe for them, and explain how to tell their manager.
4. Include a fair approach for on site roles compared with remote capable roles, so on site staff do not feel penalized.
5. Write 4 ready to send message templates: delayed opening, remote only day, full closure, and back to normal. Keep each under 60 words.
6. Write a short customer notice template for [CUSTOMERS].
7. Add a one page manager checklist for storm days, including checking in on anyone who travels far or lives alone.
8. List every point that needs [CHECK LOCAL LAW] review in one place at the end.

Deliverables:
1. Full policy text
2. Four team message templates
3. Customer notice template
4. Manager storm day checklist
5. Local law review list