Generate Color Palette for a Brand

Create a complete brand color palette for [BRAND NAME], a [BRAND DESCRIPTION] targeting [AUDIENCE]. The brand personality is: [3-5 ADJECTIVES, e.g. bold, modern, trustworthy].

Provide:

1) Primary color — hex code, RGB, HSL, and why it fits the brand
2) Secondary color — same format, and how it complements the primary
3) Accent color — for CTAs and highlights
4) Neutral palette — 3-5 shades from light to dark for backgrounds, text, and borders
5) Semantic colors — success (green), warning (yellow), error (red), info (blue) that match the brand feel
6) Accessibility check — confirm primary text on background colors meets WCAG AA contrast ratio
7) Usage rules — which colors go where